Terms & Conditions
The rules for using this pre-launch website — plain and short, because that's how we intend every Chhaya document to read.
Last updated: 26 July 2026 · Placeholder terms for a pre-launch website
Contents
1. About this website
This website introduces Chhaya's planned launch in the United Arab Emirates. It is informational only, published ahead of any live product, registration or sale.
2. What this site is not
- It is not an offer, solicitation or sale of any insurance product.
- It does not allow you to purchase cover, submit a claim, or open an account.
- Any figures, plan names or timelines mentioned are illustrative and may change before launch.
- Chhaya UAE is not yet licensed by UAE regulators to sell insurance products.
3. Acceptable use
You may browse this website and use its forms to request updates or contact our team. You agree not to misuse the site — including attempting to disrupt it, submit false information, or use it for unlawful purposes.
4. Ownership & content
All text, graphics and branding on this website belong to Chhaya UAE or its licensors. You may not copy or reuse them for commercial purposes without permission.
5. Liability
This website is provided "as is" during our pre-launch phase. We make reasonable efforts to keep it accurate, but information may change as our UAE launch plans develop, and nothing on this site should be relied on as financial or legal advice.
6. Governing law
These terms are governed by the laws applicable in the United Arab Emirates, without regard to conflict-of-law principles.
7. Changes to these terms
We may update these terms as our UAE launch progresses. Once Chhaya UAE offers live products, these terms will be replaced with full terms of service covering that product.
8. Contact us
Questions about these terms can be sent to hello@chhaya.ae (placeholder) or through our contact page.